Primary, elementary, middle and high school aged students can benefit greatly from exposure to financial education programs based in schools, homes or the community. Basic financial habits and attitudes are formed early and set the foundation for future financial learning and behavior. The best youth programs are creative, engaging, research-based and include teacher training and clear metrics to monitor the program’s impact. Such programs have been shown to improve young people’s financial knowledge, attitude and behavior. Back to Who We Serve: NGOs