NGOs, non-profits, civil society and schools/colleges/universities have discovered the tremendous potential of financial literacy initiatives to bring about positive change in the lives of their constituents. Funders of these organizations also now recognize the value of programs with strong evaluation components so that they can compare objective measurements of the results of such programs with their other investments. Although NGOs have diverse objectives, the positive impacts of financial literacy interventions are garnering attention across the entire sector because these programs are accomplishing a few critical goals, such as: