Youth EducationStudents – from the early grades to the college/university level – can benefit greatly from exposure to financial education programs based in schools, homes or the community. Basic financial habits and attitudes are formed early and set the foundation for future financial learning and behavior. The best youth programs are creative, engaging, research-based and include teacher training and clear metrics to monitor the program’s impact. Such programs have been shown to improve young people’s financial knowledge, attitude and behavior. National educational authorities can act as a catalyst for youth financial education by establishing national standards and model curricula for personal finance, creating avenues for teacher professional development and supporting academic research in the subject. Back to Who We Serve: Government & Multilaterals